How to Send Money Anonymously?

How to Send Money Anonymously?

There are plenty of ways to send money anonymously, offline, and online. But making any transaction online, all your data is recorded. You are disclosing personal information (name, address, etc.). Therefore, privacy is a very relative concept these days. If you don’t want the recipient to know who sent the money, there are a few ways to send money anonymously. Let’s make a brief overview of the most popular anonymous methods of payments.

Reasons to Make an Anonymous Payment

The motives for sending money anonymously may be different depending on each particular case.


Most often, it is an act of kindness, a desire to help those who are much-needed financial assistance. Some people think that anonymous donations are the essence of the charitable aspect of giving. Keeping the identity private also allows the recipient to avoid awkward feelings of guilt or indebtedness.

Personal Reasons

Being quite wealthy, some people prefer not to go public with their financial status, not to become a target for fraudsters, relatives or ‘old’ friends waiting for financial help. An anonymous bank transfer also suits some families who prefer to run a separate budget. Some businesses don’t want to be linked to higher risk customers and prefer to keep transactions confidential. Cultural limitations in some Eastern countries can be one more reason, e.g., restrictions for women who need their personal assets privacy.

Excessive Caution

Most modern money transfers have advanced protection and multi-factor authentication tools. It is more than enough for secure transactions. However, some people tend to pay more to be on the safe side, thus getting an additional guarantee for their account protection against hacking. An anonymous transfer doesn’t let online platforms access your personal information.

Limitation Overcoming

In some totalitarian countries, all mass media are tightly controlled by the state. If you want to subscribe to the forbidden media, you must look for the anonymous payment methods. The same stuff is with porn, e.g., in some Islamic countries. One must use VPN services subscription and anonymous transactions not to leave a permanent record.

Estate Transfer

Concerns about another person’s privacy can be another motive, e.g., confidential transferring assets to another person.

How to Send Money Anonymously Online?

Regardless of the reason for making an anonymous transfer, you have the option to choose an online or offline payment method. It all depends on personal preferences and the amount of time at your disposal: whether to do it at the touch of a button, or to go to the physical branch. Let’s take a closer look at several options below.

The Best Way to Get Paid Anonymously

P2P Payments

P2P payments are a common pick when thinking about how to get paid anonymously online. You can use the services of global leaders of cross-border P2P payments and money transfers such as MoneyGram or Western Union. PayPal, Cash App, Venmo,, Square App are mostly used for online transfers. The confidentiality of the bank account information using border P2P payments is kept. Only the phone number or email address of a recipient is required.

There are several ways to transfer money anonymously. You can create a new email address for a PayPal account. Receiving the funds, a recipient won’t be able to identify a sender by an email address. Other options are business and premier accounts that allow an account creation using fictitious personal info. Learn more about a P2P payment method in our article.


When it comes to how to send money anonymously online some people think about cryptos. But not all of them are offering a privacy mode. Moreover, Bitcoin doesn’t provide all the anonymity, as Bitcoin transaction time, amount, donors’, and receivers’ wallet addresses are recorded on the blockchain. But there are plenty of other alternatives, e.g., Monero.

Prepaid Cards

Prepaid debit and gift cards are another method for keeping anonymity. Some debit card providers can provide prepaid cards without any transaction records. Topping up the card with enough money in advance allows you to use it without leaving any personal data traces.

Disposable (Virtual/Masked) credit cards

One can open a one-time virtual credit card and send money anonymously. So, a recipient won’t see the real account number of a sender’s credit card. The advantage is in the possibility to use the actual credit account for the transaction.

Donation Service

An anonymous donation to people and their charities, can be made via charity organizations like JustGive. Charity funds allow not to fill in the name and other personal info of a sender.


Though cash is not dominating the money transfer market anymore, it is the most anonymous way to send money. Without giving or receiving a receipt for the completed transaction, the private payment cannot be traced.

Is Complete Anonymity Possible?

It is possible to keep full confidentiality of a donor’s personal data through an anonymous money transfer. Before making an anonymous payment by the chosen method, you need to study all the details.

Is it Legal to Send Money Anonymously?

Sending money anonymously is acceptable and legal. But probably it is better not to abuse anonymous payment methods. If anonymous payments are too frequent, they may arouse suspicion. Officials have the authority to trace and locate anonymous transactions. This does not apply to anonymous charitable donations. If the funds source is legal, and you have nothing to hide from law enforcement agencies, you can safely use them.


If for some reason, you need to make an anonymous money transfer, there are many ways to do it safely, as you can see. Considering the many contemporary payment methods, weigh all the pros and cons of each payment type. Online money transfer services seem to be the easiest, fastest, and most convenient.

POSTED ON: 3 Oct 2022


Previous article How to Open a Bank Account in the UK? Next article Gross Pay vs. Net Pay: What is the Difference?