Che cos’è un IBAN?

Si tratta di un codice univoco che identifica il tuo conto Satchel all’interno del sistema bancario internazionale in modo da semplificare l’elaborazione delle transazioni.

Leggi l’articolo sul blog di Satchel per saperne di più.

Tutto sugli IBAN

Come posso usarlo?

Un conto personale o business dotato di un IBAN europeo univoco è un metodo davvero semplice per migliorare la gestione del proprio denaro.

Invia e ricevi stipendi

Assicurati che il denaro arrivi sempre alla persona giusta

Paga le bollette

Occupati delle spese essenziali in tutta facilità

Compra beni e servizi

Pagamenti giornalieri

Conti multi-valuta per bonifici internazionali

Invia e ricevi transazioni in 38 valute con un IBAN multivaluta collegato al tuo unico conto.

conto aziendale conto personale

FAQ

What is IBAN?

IBAN, or International Bank Account Number, is a unique code that serves as an address from and to which a payment is sent. An IBAN code is composed of a bank identifier, a country code, and a bank account number, which makes it sufficient to execute most payments, especially SEPA Credit Transfers. For more information on the benefits of IBANs, visit https://satchel.eu/blog/the-benefits-of-virtual-ibans/.

Is IBAN the same as SWIFT?

While the IBAN is used to make EU-wide SEPA transfers in euros, the SWIFT code is used to make payments on the SWIFT cross-border wire transfer network. Unlike SEPA, SWIFT transfers are not free and take up to a few working days. At the same time, the SWIFT network supports 38 currencies and is available in more than 100 countries, while SEPA transfers can only be executed in euro and within the SEPA area.

IBAN multivaluta

A multi-currency IBAN allows you to simplify cross-border transactions without opening a separate account for each currency you use. With a single multi-currency IBAN linked to your Satchel account, you can transfer funds in 38 currencies at market-beating rates.

How can I find my IBAN number?

If you have an account with Satchel, you can find your IBAN details by taking the following steps:

Satchel Web Client office → Sign in to your Satchel account using a One-time Password → Go to the Accounts tab on the left side of your screen → Click on the Account that you need the information for → Click on the Funding Instructions tab and expand the details.

Satchel Mobile app → Sign in to your Satchel account → go to the Accounts tab → Click on the Account that you need the information for → Click on the Funding Instructions tab.

Jei norite atsidaryti Europos banko sąskaitą internetu, apsilankykite: https://satchel.eu/blog/why-and-how-to-open-european-bank-account-online/