A one-step solution
for simple money

  • Open account remotely with just two personal documents
  • Get a unique European IBAN
  • Virtual and physical Mastercard tailored to your needs
  • No hidden fees and personalized pricing plans
Open personal account
A one-step solution for simple money management

Solutions for any needs

Being an expat is easy

Seamless transfers and conversions from anywhere in the world in 36 currencies

Fast and convenient operations

Pay and withdraw money at any location around the world

An alternative to your local bank

Enjoy a more agile and fully-digital money management

Remote account opening

Wherever you are, use your smartphone or any other device to open your account hassle-free with a unique European IBAN. Your application with just two personal documents will be processed within hours.

A card tailored to your needs

Physical and virtual cards for any purchases

Contactless payments

No hidden fees

ATM withdrawals worldwide

Personalized pricing plans

Intuitive mobile interface

Perform and track your financial operations with a tap of your finger, 24/7.

A wide range of transactions

Transaction history overview

Human customer support

Download on

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I moved to the Czech Republic to study at Charles University in Prague. Since I planned to stay here for at least 4 years, I needed a way to quickly get money from my family. Satchel saved me perfectly: there have never been any problems with transfers or payments, especially on the Internet. After a year of study, I got a paid internship and my employer was able to pay my salary directly to my Satchel account, which greatly simplified the situation.

Czech Republic

Safe & Sound

We adhere to highest EMI security standards to keep your money and personal data safe.

  • Client money is stored on a segregated account with the National Bank of Lithuania
  • Funds protection using 3D secure and 2FA
Find out more

Choose the account
that suits you best


LT residents


EU residents


UA residents


non-EU residents

Monthly maintenance fee € 1 € 1 Free € 35
Additional account opening (sub-account) € 50 € 50 Free € 150
Instant transfers between Satchel users Free Free Free Free
SEPA transfers (incoming) Free Free Free Free
SEPA transfers (outgoing)
SWIFT transfers (incoming/outgoing)
Mastercard physical card
Virtual cards
Cash withdrawals across the globe
Mobile banking APP
In-app live chat support
All your money is protected by the Bank of Lithuania 100% Secure 100% Secure 100% Secure 100% Secure

Open account online in 3 steps


Submit your online application with just two personal documents attached.


We will process the application remotely within 1-3 business days.


As soon as all the checks are done, you will receive an official welcome email.


What is a personal current account?

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A personal current account is an account dedicated to the management of an individual’s personal finances. Usually, personal current accounts are used for payments, transfers, expense tracking, salary crediting, and other routine financial operations. Overall, these work similarly to bank accounts and deliver the same functionality in a convenient, user-friendly interface.

What types of accounts do we offer? (Personal \ Freelancer)

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Satchel offers personal and freelancer accounts with remote account opening. A personal account is a one-step solution for simple money management and comes with a unique European IBAN and virtual and physical Mastercard payment cards for secure everyday purchases. A freelancer account allows you to manage your invoices and payments as an entrepreneur, in a smart and efficient way. It also comes with a unique European IBAN, Mastercard payment cards, and transparent pricing, which will allow you to build trust, boost your career, accept international payments, and keep track of your finances.

What documents are required to open a Personal account at Satchel?

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Below you will find the full list of documents needed to open a personal account at Satchel:

1. Online application form.
2. High-quality colored scan of the passport or national ID.
3. Proof of address.
4. Verification through the Ondato solution.

For more details, please visit https://satchel.eu/documents-set-for-personal/.

Can I use my personal bank account for business?

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Opening and managing two bank accounts might seem inconvenient, but we strongly recommend not using your personal account for business purposes due to legal implications. In fact, an essential step for starting a business is opening a corporate account, which will allow for precise reporting and cash flow management.

We’re always here for you

For questions and technical support, please visit our FAQ page or contact us via phone, email or app chat.

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