Open unique multi-currency personal accounts
Access major global currencies and enjoy the convenience of global banking from the comfort of your home.
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Global payment solutions for digital nomads
Say goodbye to the complexities of cross-border money management and hello to a seamless, expat-friendly digital banking experience.
- Streamline international transactions with SWIFT
- Make transfers to more than 100 countries around the globe
- Send and receive funds from the Satchel app, wherever you are
Empower your international lifestyle
No more confusing currency exchange fees. With our unique SWIFT multi-currency accounts, pay like a local in 21 currencies without worrying about conversion.
- Manage a variety of currencies effortlessly
- Securely hold your funds in different currencies
- Seamlessly make payments in different currencies
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Getting started is easy
Just follow these 3 simple steps to set up your multi-currency accounts from application to activation:
Apply online with just two documents, saving you time and effort.
Get started with your SEPA account, the first step towards a borderless banking experience.
Apply for additional accounts in multiple currencies, tailoring your banking experience to your needs.
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Your finances are in safe hands
Established in 2018, Satchel is a fully regulated and licensed electronic money institution. Your assets and personal data are protected 24/7 with our advanced security measures.
- Regulated by the same authority as traditional banks
- Funds stored in a segregated account at the Bank of Lithuania
- Security features like 3D Secure and 2FA
- Decentralized security protocols for robust personal data protection
Debit Mastercard cards
Link your card to your account and enjoy round-the-clock access to your funds in various currencies
Pay in the currency of the purchase
Optimize foreign exchange fees
Enjoy direct access to your funds 24/7
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FAQ
Personal multi-currency accounts operate similarly to regular bank accounts but enable you to manage multiple currencies seamlessly while minimizing account opening fees.
Opening personal multi-currency accounts at Satchel is simple and hassle-free. You can complete the entire process online by filling out our easy application form and getting verified remotely. By default, a SEPA account is opened for you; to activate the multi-currency option, you'll need to submit an additional application through your web Client office:
- Navigate to the "Accounts" section
- Choose "New Account"
- Select the "SWIFT" option
- Complete and submit your application
While citizens from around the world can open current multi-currency accounts with us, there are a couple of things to consider:
- We don’t issue European IBANs to citizens of countries on our blacklist.
- Our dedicated compliance department carefully reviews each case and may refuse an application if the applicant doesn’t meet compliance requirements.