Open unique multi-currency personal accounts
Access major global currencies and enjoy the convenience of global banking from the comfort of your home.
Global payment solutions for digital nomads
Say goodbye to the complexities of cross-border money management and hello to a seamless, expat-friendly digital banking experience.
- Streamline international transactions with SWIFT
- Make transfers to more than 100 countries around the globe
- Send and receive funds from the Satchel app, wherever you are
Empower your international lifestyle
No more confusing currency exchange fees. With our unique SWIFT multi-currency accounts, pay like a local in 21 currencies without worrying about conversion.
- Manage a variety of currencies effortlessly
- Securely hold your funds in different currencies
- Seamlessly make payments in different currencies
Getting started is easy
Just follow these 3 simple steps to set up your multi-currency accounts from application to activation:
Apply online with just two documents, saving you time and effort.
Get started with your SEPA account, the first step towards a borderless banking experience.
Apply for additional accounts in multiple currencies, tailoring your banking experience to your needs.
Your finances are in safe hands
Established in 2018, Satchel is a fully regulated and licensed electronic money institution. Your assets and personal data are protected 24/7 with our advanced security measures.
- Regulated by the same authority as traditional banks
- Funds stored in a segregated account at the Bank of Lithuania
- Security features like 3D Secure and 2FA
- Decentralized security protocols for robust personal data protection
Debit Mastercard cards
Link your card to your account and enjoy round-the-clock access to your funds in various currencies
Pay in the currency of the purchase
Optimize foreign exchange fees
Enjoy direct access to your funds 24/7
FAQ
Personal multi-currency accounts operate similarly to regular bank accounts but enable you to manage multiple currencies seamlessly while minimizing account opening fees.
Opening personal multi-currency accounts at Satchel is simple and hassle-free. You can complete the entire process online by filling out our easy application form and getting verified remotely. By default, a SEPA account is opened for you; to activate the multi-currency option, you'll need to submit an additional application through your web Client office:
- Navigate to the "Accounts" section
- Choose "New Account"
- Select the "SWIFT" option
- Complete and submit your application
While citizens from around the world can open current multi-currency accounts with us, there are a couple of things to consider:
- We don’t issue European IBANs to citizens of countries on our blacklist.
- Our dedicated compliance department carefully reviews each case and may refuse an application if the applicant doesn’t meet compliance requirements.