How to Open a Bank Account Online in Croatia

How to Open a Bank Account Online in Croatia

If you are a non-EU resident looking to open a bank account in Croatia, you’re in luck. Croatia offers tons of convenient options for individuals who want to open a bank account online. In this article, we will provide answers to the most popular questions regarding bank account opening in Croatia and explore the intricacies of the process, providing you with the information you need to get started.

Can a non-resident open a bank account in Croatia?

Yes, non-residents can open a bank account in Croatia. Whether you are an individual or a business owner, you can take advantage of the digital banking services offered by various financial institutions in the country. This means that you don’t have to be physically present in Croatia to open an account.

How long does it usually take to open a bank account in Croatia?

The time it takes to open a bank account in Croatia can vary depending on the bank and the specific requirements. However, in general, the process is relatively quick and straightforward. With online banking providers like, you can expect a streamlined experience that allows you to open an account within a few business days.

What are the major banks in Croatia?

Croatia has several major banks that offer online account opening services. Some of the prominent banks in the country include Zagrebačka Banka, Privredna Banka Zagreb, Erste Bank, Raiffeisenbank, and OTP Banka. These banks have a strong presence in the country and provide a wide range of banking services to meet your needs.

What should I choose: a traditional bank or a neobank?

When it comes to choosing between a traditional bank and a neobank, it depends on your preferences and requirements. Traditional banks have a long-standing reputation and offer a comprehensive range of financial products and services. However, they may have higher fees and charges compared to neobanks.

Neobanks, on the other hand, are digital banking providers that operate entirely online. They offer competitive rates, lower fees, and a user-friendly experience. These neobanks, such as, Aircash, Wise, and Revolut, provide all the essential banking services you need, including account opening (in EUR, USD, GBP, CHF, etc.), payment cards, international transfers, and mobile apps for convenient money management.

Most traditional banks in Croatia allow online account opening without the need to visit a bank branch. However, if you prefer a more streamlined and cost-effective approach, neobanks can be a great choice.

In conclusion, opening a bank account online in Croatia as a non-resident is a viable and convenient option. With the availability of traditional banks and neobanks, you have the flexibility to choose the financial institution that best suits your needs. Consider factors such as fees, services offered, and ease of use when making your decision. Whether you opt for a traditional bank or a neobank like, you can enjoy the benefits of digital banking and easily manage your finances in Croatia.

POSTED ON: 12 Jul 2023


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